Health coverage that fits your budget — with real guidance, not call centers

Licensed, independent agent helping individuals, families, and business owners find coverage that actually makes sense.

    • Licensed & independent agent

    • Serving multiple states

    • Licensed since 2002

    • We believe in keeping things simple, smart, and human. Every project starts with listening and ends with something we're proud to share.

    • No call centers. No pressure

    • Individuals & families
      Looking for affordable coverage without guessing or pressure

    • People overpaying for insurance
      Who want clarity before committing to another plan

    • Self-employed & small business owners
      Needing flexible options beyond traditional group plans

What happens on the call

This is a short, straightforward conversation designed to give you clarity — not a sales pitch.

  • You explain your situation and your goals, (no paperwork required)

  • I outline realistic options that fit your goals

  • If it makes sense, we move forward — if not, you still leave better informed.

    Why people choose 321 Savings is simple.

  • Licensed and independent agent — not tied to one company

  • Real guidance from a real person, not a call center

  • Options for individuals, families, and business owners

  • Clear explanations so you can make confident decisions

  • No pressure, no obligation

  • No. The call is complimentary and focused on helping you understand your options.

  • Not at all. The goal is clarity first. Any next step only happens if it makes sense for you.

  • That’s fine. We can review what you have and see whether it still fits your situation.

  • Yes. Many of the people I work with are self-employed or own small businesses and need flexible solutions. Including coverage for groups.

Not sure where to start?

A quick conversation is often enough to bring clarity and direction.